California State University-Long Beach
Long Beach, CA
Affordability & debt
- Average net price
- $10,440per year, after aid
- Undergraduates with a federal loan
- 24%
- Undergraduates receiving a Pell grant
- 50%need-based, not repaid
- Typical debt at graduation
- $14,289federal loans, students who finished
- Reducing their balance within 3 years
- 71%of borrowers who entered repayment
What that debt costs to repay. Typical debt here is about $14,289. At 7% over 10 years — the standard federal plan — that is roughly $166 a month, about $19,909 repaid in total, of which $5,620 is interest.
Stretch the same balance over 25 years and the payment drops to $101 a month — but the total climbs to $30,298, roughly $10,389 more in interest. A smaller payment is not a smaller loan.
An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.
California State University-Long Beach’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.
Published tuition
- In-state tuition
- $7,350published rate
- Out-of-state tuition
- $19,950published rate
The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.
Admissions
- Acceptance rate
- 46%
Context for the class as a whole, not a prediction about any one applicant.
Outcomes
- Median earnings
- $64,40310 years after entry
Median earnings of former students who received federal aid, measured 10 years after they started.
Campus life
- Campus setting
- City: Large
- Residential character
- Primarily commuter — most students live off campus
Most common fields of study
- Business & marketing16%
- Visual & performing arts9%
- Engineering8%
- Psychology8%
- Communication & journalism8%
- Health professions7%
Share of degrees awarded, by broad field.
Athletics
NCAA Division I without football
- Baseball
- Basketball
- Beach Volleyball
- Cross Country
- Golf
- Soccer
- Softball
- Tennis
- Track and Field
- Volleyball
- Water Polo
What borrowing would really cost
Starting from the typical debt at California State University-Long Beach. Change any figure to see your own.
Standard plan — 10 years
$166per month
- Total repaid
- $19,909
- Interest paid
- $5,620
Longer term — 25 years
$101per month
- Total repaid
- $30,298
- Interest paid
- $16,009
Borrow $14,289 and repay it over 25 years instead of 10, and you pay $10,389 more — $30,298 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.
An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.
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