Calumet College of Saint Joseph
Whiting, IN
Affordability & debt
- Average net price
- $22,451per year, after aid
- Undergraduates with a federal loan
- 54%
- Undergraduates receiving a Pell grant
- 52%need-based, not repaid
- Typical debt at graduation
- $21,534federal loans, students who finished
- Reducing their balance within 3 years
- 35%of borrowers who entered repayment
What that debt costs to repay. Typical debt here is about $21,534. At 7% over 10 years — the standard federal plan — that is roughly $250 a month, about $30,003 repaid in total, of which $8,469 is interest.
Stretch the same balance over 25 years and the payment drops to $152 a month — but the total climbs to $45,659, roughly $15,656 more in interest. A smaller payment is not a smaller loan.
An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.
Calumet College of Saint Joseph’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.
Published tuition
- In-state tuition
- $23,850published rate
- Out-of-state tuition
- $23,850published rate
The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.
Outcomes
- Median earnings
- $46,94510 years after entry
Median earnings of former students who received federal aid, measured 10 years after they started.
Campus life
- Campus setting
- Suburb: Large
- Residential character
- Primarily commuter — most students live off campus
- Religious affiliation
- Roman Catholic
Most common fields of study
- Homeland security & law enforcement38%
- Business & marketing24%
- Psychology12%
- Liberal arts & humanities11%
- English language & literature3%
- Education3%
Share of degrees awarded, by broad field.
Athletics
NAIA Division II
- Baseball
- Basketball
- Bowling
- Football
- Soccer
- Softball
- Volleyball
What borrowing would really cost
Starting from the typical debt at Calumet College of Saint Joseph. Change any figure to see your own.
Standard plan — 10 years
$250per month
- Total repaid
- $30,003
- Interest paid
- $8,469
Longer term — 25 years
$152per month
- Total repaid
- $45,659
- Interest paid
- $24,125
Borrow $21,534 and repay it over 25 years instead of 10, and you pay $15,656 more — $45,659 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.
An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.
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