Central Carolina Technical College

Sumter, SC

Public midsize campus City: Small 2,163 undergrads

Affordability & debt

Average net price
$5,571per year, after aid
Undergraduates with a federal loan
8%
Undergraduates receiving a Pell grant
44%need-based, not repaid
Typical debt at graduation
$9,977federal loans, students who finished
Reducing their balance within 3 years
23%of borrowers who entered repayment

What that debt costs to repay. Typical debt here is about $9,977. At 7% over 10 years — the standard federal plan — that is roughly $116 a month, about $13,901 repaid in total, of which $3,924 is interest.

Stretch the same balance over 25 years and the payment drops to $71 a month — but the total climbs to $21,155, roughly $7,254 more in interest. A smaller payment is not a smaller loan.

An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.

Central Carolina Technical College’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.

Published tuition

In-state tuition
$5,715published rate
Out-of-state tuition
$9,016published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Outcomes

Median earnings
$32,60310 years after entry

Median earnings of former students who received federal aid, measured 10 years after they started.

Campus life

Campus setting
City: Small

Most common fields of study

  • Health professions28%
  • Business & marketing16%
  • Engineering technology13%
  • Liberal arts & humanities11%
  • Precision production7%
  • Mechanic & repair technologies6%

Share of degrees awarded, by broad field.

What borrowing would really cost

Starting from the typical debt at Central Carolina Technical College. Change any figure to see your own.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$116per month

Total repaid
$13,901
Interest paid
$3,924

Longer term — 25 years

$71per month

Total repaid
$21,155
Interest paid
$11,178

Borrow $9,977 and repay it over 25 years instead of 10, and you pay $7,254 more — $21,155 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

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Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: Central Carolina Technical College.