Claflin University

Orangeburg, SC

Private nonprofit small campus Town: Distant 1,706 undergrads

Affordability & debt

Average net price
$17,800per year, after aid
Undergraduates with a federal loan
74%
Undergraduates receiving a Pell grant
73%need-based, not repaid
Typical debt at graduation
$29,000federal loans, students who finished
Reducing their balance within 3 years
25%of borrowers who entered repayment

What that debt costs to repay. Typical debt here is about $29,000. At 7% over 10 years — the standard federal plan — that is roughly $337 a month, about $40,406 repaid in total, of which $11,406 is interest.

Stretch the same balance over 25 years and the payment drops to $205 a month — but the total climbs to $61,490, roughly $21,084 more in interest. A smaller payment is not a smaller loan.

An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.

Claflin University’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.

Published tuition

In-state tuition
$18,282published rate
Out-of-state tuition
$18,282published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Admissions

Acceptance rate
65%

Context for the class as a whole, not a prediction about any one applicant.

Outcomes

Median earnings
$40,30410 years after entry

Median earnings of former students who received federal aid, measured 10 years after they started.

Campus life

Campus setting
Town: Distant
Residential character
Highly residential — most students live on campus
Religious affiliation
United Methodist

Most common fields of study

  • Business & marketing15%
  • Biological & biomedical sciences15%
  • Health professions13%
  • Psychology12%
  • Parks, recreation & fitness9%
  • Homeland security & law enforcement8%

Share of degrees awarded, by broad field.

Athletics

NCAA Division II without football

  • Baseball
  • Basketball
  • Cross Country
  • Softball
  • Track and Field
  • Volleyball

What borrowing would really cost

Starting from the typical debt at Claflin University. Change any figure to see your own.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$337per month

Total repaid
$40,406
Interest paid
$11,406

Longer term — 25 years

$205per month

Total repaid
$61,490
Interest paid
$32,490

Borrow $29,000 and repay it over 25 years instead of 10, and you pay $21,084 more — $61,490 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

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Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: Claflin University.