Cloud County Community College

Concordia, KS

Public small campus Rural: Fringe 762 undergrads

Affordability & debt

Average net price
$11,685per year, after aid
Undergraduates with a federal loan
7%
Undergraduates receiving a Pell grant
21%need-based, not repaid
Typical debt at graduation
$8,000federal loans, students who finished
Reducing their balance within 3 years
45%of borrowers who entered repayment

What that debt costs to repay. Typical debt here is about $8,000. At 7% over 10 years — the standard federal plan — that is roughly $93 a month, about $11,146 repaid in total, of which $3,146 is interest.

Stretch the same balance over 25 years and the payment drops to $57 a month — but the total climbs to $16,963, roughly $5,816 more in interest. A smaller payment is not a smaller loan.

An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.

Cloud County Community College’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.

Published tuition

In-state tuition
$3,540published rate
Out-of-state tuition
$4,500published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Outcomes

Median earnings
$39,88310 years after entry

Median earnings of former students who received federal aid, measured 10 years after they started.

Campus life

Campus setting
Rural: Fringe

Most common fields of study

  • Health professions45%
  • Liberal arts & humanities35%
  • Mechanic & repair technologies11%
  • Agriculture4%
  • Transportation4%
  • Precision production1%

Share of degrees awarded, by broad field.

Athletics

NJCAA Division I

  • Baseball
  • Basketball
  • Cross Country
  • Softball
  • Track and Field
  • Volleyball
  • Wrestling

What borrowing would really cost

Starting from the typical debt at Cloud County Community College. Change any figure to see your own.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$93per month

Total repaid
$11,146
Interest paid
$3,146

Longer term — 25 years

$57per month

Total repaid
$16,963
Interest paid
$8,963

Borrow $8,000 and repay it over 25 years instead of 10, and you pay $5,816 more — $16,963 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

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Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: Cloud County Community College.