College of Micronesia-FSM

Pohnpei, FM

Public small campus 1,729 undergrads

Affordability & debt

Average net price
$6,789per year, after aid
Undergraduates with a federal loan
0%
Undergraduates receiving a Pell grant
79%need-based, not repaid

College of Micronesia-FSM’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.

Published tuition

In-state tuition
$5,050published rate
Out-of-state tuition
$5,050published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Admissions

Acceptance rate
87%

Context for the class as a whole, not a prediction about any one applicant.

Outcomes

Median earnings
$24,65110 years after entry

Median earnings of former students who received federal aid, measured 10 years after they started.

Campus life

Residential character
Primarily commuter — most students live off campus

Most common fields of study

  • Education21%
  • Liberal arts & humanities19%
  • Business & marketing14%
  • Agriculture9%
  • Health professions9%
  • Engineering technology7%

Share of degrees awarded, by broad field.

What borrowing would really cost

Change any figure to see what a loan of your own would cost.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$348per month

Total repaid
$41,799
Interest paid
$11,799

Longer term — 25 years

$212per month

Total repaid
$63,610
Interest paid
$33,610

Borrow $30,000 and repay it over 25 years instead of 10, and you pay $21,811 more — $63,610 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

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Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: College of Micronesia-FSM.