Grace Christian University
Wyoming, MI
Affordability & debt
- Average net price
- $12,404per year, after aid
- Undergraduates with a federal loan
- 54%
- Undergraduates receiving a Pell grant
- 47%need-based, not repaid
- Typical debt at graduation
- $24,375federal loans, students who finished
- Reducing their balance within 3 years
- 46%of borrowers who entered repayment
What that debt costs to repay. Typical debt here is about $24,375. At 7% over 10 years — the standard federal plan — that is roughly $283 a month, about $33,962 repaid in total, of which $9,587 is interest.
Stretch the same balance over 25 years and the payment drops to $172 a month — but the total climbs to $51,683, roughly $17,721 more in interest. A smaller payment is not a smaller loan.
An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.
Grace Christian University’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.
Published tuition
- In-state tuition
- $18,690published rate
- Out-of-state tuition
- $18,690published rate
The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.
Admissions
- Acceptance rate
- 99%
Context for the class as a whole, not a prediction about any one applicant.
Outcomes
- Median earnings
- $41,66310 years after entry
Median earnings of former students who received federal aid, measured 10 years after they started.
Campus life
- Campus setting
- City: Small
- Residential character
- Primarily commuter — most students live off campus
- Religious affiliation
- Other Protestant
Most common fields of study
- Theology & religious vocations32%
- Psychology15%
- Liberal arts & humanities15%
- Business & marketing11%
- Public administration & social services10%
- Social sciences5%
Share of degrees awarded, by broad field.
Athletics
NCCAA Division II
- Baseball
- Basketball
- Cross Country
- Golf
- Soccer
- Softball
- Tennis
- Track and Field
- Volleyball
What borrowing would really cost
Starting from the typical debt at Grace Christian University. Change any figure to see your own.
Standard plan — 10 years
$283per month
- Total repaid
- $33,962
- Interest paid
- $9,587
Longer term — 25 years
$172per month
- Total repaid
- $51,683
- Interest paid
- $27,308
Borrow $24,375 and repay it over 25 years instead of 10, and you pay $17,721 more — $51,683 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.
An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.
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