Highlands College of Montana Tech
Butte, MT
Affordability & debt
- Average net price
- $14,962per year, after aid
- Undergraduates with a federal loan
- 21%
- Undergraduates receiving a Pell grant
- 13%need-based, not repaid
- Typical debt at graduation
- $18,750federal loans, students who finished
- Reducing their balance within 3 years
- 58%of borrowers who entered repayment
What that debt costs to repay. Typical debt here is about $18,750. At 7% over 10 years — the standard federal plan — that is roughly $218 a month, about $26,124 repaid in total, of which $7,374 is interest.
Stretch the same balance over 25 years and the payment drops to $133 a month — but the total climbs to $39,756, roughly $13,632 more in interest. A smaller payment is not a smaller loan.
An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.
Highlands College of Montana Tech’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.
Published tuition
- In-state tuition
- $4,130published rate
- Out-of-state tuition
- $10,950published rate
The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.
Outcomes
- Median earnings
- $54,32910 years after entry
Median earnings of former students who received federal aid, measured 10 years after they started.
Campus life
- Campus setting
- Town: Remote
Most common fields of study
- Construction trades51%
- Health professions21%
- Precision production9%
- Computer & information sciences5%
- Engineering technology4%
- Mechanic & repair technologies4%
Share of degrees awarded, by broad field.
What borrowing would really cost
Starting from the typical debt at Highlands College of Montana Tech. Change any figure to see your own.
Standard plan — 10 years
$218per month
- Total repaid
- $26,124
- Interest paid
- $7,374
Longer term — 25 years
$133per month
- Total repaid
- $39,756
- Interest paid
- $21,006
Borrow $18,750 and repay it over 25 years instead of 10, and you pay $13,632 more — $39,756 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.
An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.
See if Highlands College of Montana Tech fits you
Answer a few questions and we’ll show you where it lands — reach, match, or safety — alongside schools like it.
Get your free matchSimilar colleges in Montana
- Miles Community CollegeMiles City, MT
- Fort Peck Community CollegePoplar, MT
- Little Big Horn CollegeCrow Agency, MT
- Salish Kootenai CollegePablo, MT
- Helena College University of MontanaHelena, MT
- Montana State University-NorthernHavre, MT