Kettering College
Kettering, OH
Affordability & debt
- Average net price
- $21,650per year, after aid
- Undergraduates with a federal loan
- 42%
- Undergraduates receiving a Pell grant
- 24%need-based, not repaid
- Typical debt at graduation
- $23,500federal loans, students who finished
- Reducing their balance within 3 years
- 58%of borrowers who entered repayment
What that debt costs to repay. Typical debt here is about $23,500. At 7% over 10 years — the standard federal plan — that is roughly $273 a month, about $32,743 repaid in total, of which $9,243 is interest.
Stretch the same balance over 25 years and the payment drops to $166 a month — but the total climbs to $49,828, roughly $17,085 more in interest. A smaller payment is not a smaller loan.
An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.
Kettering College’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.
Published tuition
- In-state tuition
- $16,320published rate
- Out-of-state tuition
- $16,320published rate
The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.
Admissions
- Acceptance rate
- 77%
- Average SAT
- 1,050of admitted students
- Average ACT
- 20of admitted students
Context for the class as a whole, not a prediction about any one applicant.
Outcomes
- Median earnings
- $67,49210 years after entry
Median earnings of former students who received federal aid, measured 10 years after they started.
Campus life
- Campus setting
- City: Small
- Residential character
- Primarily commuter — most students live off campus
- Religious affiliation
- Seventh Day Adventists
Most common fields of study
- Health professions100%
Share of degrees awarded, by broad field.
What borrowing would really cost
Starting from the typical debt at Kettering College. Change any figure to see your own.
Standard plan — 10 years
$273per month
- Total repaid
- $32,743
- Interest paid
- $9,243
Longer term — 25 years
$166per month
- Total repaid
- $49,828
- Interest paid
- $26,328
Borrow $23,500 and repay it over 25 years instead of 10, and you pay $17,085 more — $49,828 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.
An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.
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