Lake Washington Institute of Technology

Kirkland, WA

Public midsize campus Suburb: Large 2,406 undergrads

Affordability & debt

Average net price
$6,817per year, after aid
Undergraduates with a federal loan
5%
Undergraduates receiving a Pell grant
13%need-based, not repaid
Typical debt at graduation
$15,047federal loans, students who finished
Reducing their balance within 3 years
51%of borrowers who entered repayment

What that debt costs to repay. Typical debt here is about $15,047. At 7% over 10 years — the standard federal plan — that is roughly $175 a month, about $20,965 repaid in total, of which $5,918 is interest.

Stretch the same balance over 25 years and the payment drops to $106 a month — but the total climbs to $31,905, roughly $10,940 more in interest. A smaller payment is not a smaller loan.

An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.

Lake Washington Institute of Technology’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.

Published tuition

In-state tuition
$5,997published rate
Out-of-state tuition
$12,062published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Outcomes

Median earnings
$50,66910 years after entry

Median earnings of former students who received federal aid, measured 10 years after they started.

Campus life

Campus setting
Suburb: Large
Residential character
Primarily commuter — most students live off campus

Most common fields of study

  • Education23%
  • Health professions17%
  • Business & marketing13%
  • Computer & information sciences12%
  • Mechanic & repair technologies11%
  • Precision production6%

Share of degrees awarded, by broad field.

What borrowing would really cost

Starting from the typical debt at Lake Washington Institute of Technology. Change any figure to see your own.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$175per month

Total repaid
$20,965
Interest paid
$5,918

Longer term — 25 years

$106per month

Total repaid
$31,905
Interest paid
$16,858

Borrow $15,047 and repay it over 25 years instead of 10, and you pay $10,940 more — $31,905 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

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Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: Lake Washington Institute of Technology.