Mary Baldwin University

Staunton, VA

Private nonprofit small campus City: Small 1,090 undergrads

Affordability & debt

Average net price
$12,756per year, after aid
Undergraduates with a federal loan
71%
Undergraduates receiving a Pell grant
55%need-based, not repaid
Typical debt at graduation
$26,586federal loans, students who finished
Reducing their balance within 3 years
51%of borrowers who entered repayment

What that debt costs to repay. Typical debt here is about $26,586. At 7% over 10 years — the standard federal plan — that is roughly $309 a month, about $37,042 repaid in total, of which $10,456 is interest.

Stretch the same balance over 25 years and the payment drops to $188 a month — but the total climbs to $56,371, roughly $19,329 more in interest. A smaller payment is not a smaller loan.

An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.

Mary Baldwin University’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.

Published tuition

In-state tuition
$34,152published rate
Out-of-state tuition
$34,152published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Outcomes

Median earnings
$44,42710 years after entry

Median earnings of former students who received federal aid, measured 10 years after they started.

Campus life

Campus setting
City: Small
Residential character
Highly residential — most students live on campus
Religious affiliation
Presbyterian Church (USA)

Most common fields of study

  • Business & marketing20%
  • Health professions16%
  • Social sciences12%
  • Psychology11%
  • Public administration & social services11%
  • Liberal arts & humanities9%

Share of degrees awarded, by broad field.

Athletics

NCAA Division III without football

  • Baseball
  • Basketball
  • Cross Country
  • Soccer
  • Softball
  • Tennis
  • Track and Field
  • Volleyball

What borrowing would really cost

Starting from the typical debt at Mary Baldwin University. Change any figure to see your own.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$309per month

Total repaid
$37,042
Interest paid
$10,456

Longer term — 25 years

$188per month

Total repaid
$56,371
Interest paid
$29,785

Borrow $26,586 and repay it over 25 years instead of 10, and you pay $19,329 more — $56,371 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

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Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: Mary Baldwin University.