Mayo Clinic College of Medicine and Science

Rochester, MN

Private nonprofit small campus City: Midsize 309 undergrads

Affordability & debt

Undergraduates with a federal loan
11%
Undergraduates receiving a Pell grant
2%need-based, not repaid
Typical debt at graduation
$10,500federal loans, students who finished

What that debt costs to repay. Typical debt here is about $10,500. At 7% over 10 years — the standard federal plan — that is roughly $122 a month, about $14,630 repaid in total, of which $4,130 is interest.

Stretch the same balance over 25 years and the payment drops to $74 a month — but the total climbs to $22,264, roughly $7,634 more in interest. A smaller payment is not a smaller loan.

An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.

Published tuition

In-state tuition
$3,257published rate
Out-of-state tuition
$3,257published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Admissions

Acceptance rate
39%

Context for the class as a whole, not a prediction about any one applicant.

Outcomes

Median earnings
$79,65210 years after entry

Median earnings of former students who received federal aid, measured 10 years after they started.

Campus life

Campus setting
City: Midsize

Most common fields of study

  • Health professions100%

Share of degrees awarded, by broad field.

What borrowing would really cost

Starting from the typical debt at Mayo Clinic College of Medicine and Science. Change any figure to see your own.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$122per month

Total repaid
$14,630
Interest paid
$4,130

Longer term — 25 years

$74per month

Total repaid
$22,264
Interest paid
$11,764

Borrow $10,500 and repay it over 25 years instead of 10, and you pay $7,634 more — $22,264 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

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Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: Mayo Clinic College of Medicine and Science.