Moody Bible Institute

Chicago, IL

Private nonprofit small campus City: Large 1,510 undergrads

Affordability & debt

Average net price
$22,221per year, after aid
Undergraduates with a federal loan
42%
Undergraduates receiving a Pell grant
36%need-based, not repaid
Typical debt at graduation
$18,149federal loans, students who finished

What that debt costs to repay. Typical debt here is about $18,149. At 7% over 10 years — the standard federal plan — that is roughly $211 a month, about $25,287 repaid in total, of which $7,138 is interest.

Stretch the same balance over 25 years and the payment drops to $128 a month — but the total climbs to $38,482, roughly $13,195 more in interest. A smaller payment is not a smaller loan.

An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.

Moody Bible Institute’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.

Published tuition

In-state tuition
$15,786published rate
Out-of-state tuition
$15,786published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Admissions

Acceptance rate
83%

Context for the class as a whole, not a prediction about any one applicant.

Outcomes

Median earnings
$45,39910 years after entry

Median earnings of former students who received federal aid, measured 10 years after they started.

Campus life

Campus setting
City: Large
Residential character
Highly residential — most students live on campus
Religious affiliation
Interdenominational

Most common fields of study

  • Theology & religious vocations100%

Share of degrees awarded, by broad field.

Athletics

NCCAA Division II

  • Basketball
  • Cross Country
  • Volleyball

What borrowing would really cost

Starting from the typical debt at Moody Bible Institute. Change any figure to see your own.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$211per month

Total repaid
$25,287
Interest paid
$7,138

Longer term — 25 years

$128per month

Total repaid
$38,482
Interest paid
$20,333

Borrow $18,149 and repay it over 25 years instead of 10, and you pay $13,195 more — $38,482 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

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Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: Moody Bible Institute.