Mount Saint Mary College

Newburgh, NY

Private nonprofit small campus City: Small 1,148 undergrads

Affordability & debt

Average net price
$25,522per year, after aid
Undergraduates with a federal loan
45%
Undergraduates receiving a Pell grant
22%need-based, not repaid
Typical debt at graduation
$26,007federal loans, students who finished
Reducing their balance within 3 years
67%of borrowers who entered repayment

What that debt costs to repay. Typical debt here is about $26,007. At 7% over 10 years — the standard federal plan — that is roughly $302 a month, about $36,236 repaid in total, of which $10,229 is interest.

Stretch the same balance over 25 years and the payment drops to $184 a month — but the total climbs to $55,144, roughly $18,908 more in interest. A smaller payment is not a smaller loan.

An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.

Mount Saint Mary College’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.

Published tuition

In-state tuition
$43,450published rate
Out-of-state tuition
$43,450published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Admissions

Acceptance rate
89%
Average SAT
1,150of admitted students
Average ACT
22of admitted students

Context for the class as a whole, not a prediction about any one applicant.

Outcomes

Median earnings
$67,70510 years after entry

Median earnings of former students who received federal aid, measured 10 years after they started.

Campus life

Campus setting
City: Small
Residential character
Primarily residential — many students live on campus
Religious affiliation
Roman Catholic

Most common fields of study

  • Health professions45%
  • Business & marketing10%
  • Social sciences9%
  • Psychology6%
  • History5%
  • Parks, recreation & fitness5%

Share of degrees awarded, by broad field.

Athletics

NCAA Division III without football

  • Baseball
  • Basketball
  • Cross Country
  • Golf
  • Lacrosse
  • Soccer
  • Softball
  • Swimming
  • Tennis
  • Track and Field
  • Volleyball

What borrowing would really cost

Starting from the typical debt at Mount Saint Mary College. Change any figure to see your own.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$302per month

Total repaid
$36,236
Interest paid
$10,229

Longer term — 25 years

$184per month

Total repaid
$55,144
Interest paid
$29,137

Borrow $26,007 and repay it over 25 years instead of 10, and you pay $18,908 more — $55,144 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

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Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: Mount Saint Mary College.