National American University-Rapid City

Rapid City, SD

Private for-profit small campus City: Small 764 undergrads

Affordability & debt

Average net price
$31,062per year, after aid
Undergraduates with a federal loan
54%
Undergraduates receiving a Pell grant
57%need-based, not repaid
Typical debt at graduation
$29,020federal loans, students who finished
Reducing their balance within 3 years
24%of borrowers who entered repayment

What that debt costs to repay. Typical debt here is about $29,020. At 7% over 10 years — the standard federal plan — that is roughly $337 a month, about $40,434 repaid in total, of which $11,414 is interest.

Stretch the same balance over 25 years and the payment drops to $205 a month — but the total climbs to $61,532, roughly $21,099 more in interest. A smaller payment is not a smaller loan.

An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.

National American University-Rapid City’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.

Published tuition

In-state tuition
$16,065published rate
Out-of-state tuition
$16,065published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Outcomes

Median earnings
$37,32510 years after entry

Median earnings of former students who received federal aid, measured 10 years after they started.

Campus life

Campus setting
City: Small
Residential character
Primarily commuter — most students live off campus

Most common fields of study

  • Business & marketing43%
  • Health professions16%
  • Transportation11%
  • Computer & information sciences11%
  • Homeland security & law enforcement7%
  • Legal studies4%

Share of degrees awarded, by broad field.

What borrowing would really cost

Starting from the typical debt at National American University-Rapid City. Change any figure to see your own.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$337per month

Total repaid
$40,434
Interest paid
$11,414

Longer term — 25 years

$205per month

Total repaid
$61,532
Interest paid
$32,512

Borrow $29,020 and repay it over 25 years instead of 10, and you pay $21,099 more — $61,532 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

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Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: National American University-Rapid City.