New River Community and Technical College

Beaver, WV

Public small campus Rural: Fringe 770 undergrads

Affordability & debt

Average net price
$3,599per year, after aid
Undergraduates with a federal loan
12%
Undergraduates receiving a Pell grant
39%need-based, not repaid
Typical debt at graduation
$7,250federal loans, students who finished
Reducing their balance within 3 years
28%of borrowers who entered repayment

What that debt costs to repay. Typical debt here is about $7,250. At 7% over 10 years — the standard federal plan — that is roughly $84 a month, about $10,101 repaid in total, of which $2,851 is interest.

Stretch the same balance over 25 years and the payment drops to $51 a month — but the total climbs to $15,372, roughly $5,271 more in interest. A smaller payment is not a smaller loan.

An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.

New River Community and Technical College’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.

Published tuition

In-state tuition
$5,156published rate
Out-of-state tuition
$9,646published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Outcomes

Median earnings
$29,07310 years after entry

Median earnings of former students who received federal aid, measured 10 years after they started.

Campus life

Campus setting
Rural: Fringe

Most common fields of study

  • Health professions45%
  • Computer & information sciences10%
  • Liberal arts & humanities9%
  • Precision production9%
  • Business & marketing7%
  • Culinary & personal services5%

Share of degrees awarded, by broad field.

What borrowing would really cost

Starting from the typical debt at New River Community and Technical College. Change any figure to see your own.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$84per month

Total repaid
$10,101
Interest paid
$2,851

Longer term — 25 years

$51per month

Total repaid
$15,372
Interest paid
$8,122

Borrow $7,250 and repay it over 25 years instead of 10, and you pay $5,271 more — $15,372 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

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Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: New River Community and Technical College.