Peru State College
Peru, NE
Affordability & debt
- Average net price
- $11,632per year, after aid
- Undergraduates with a federal loan
- 44%
- Undergraduates receiving a Pell grant
- 37%need-based, not repaid
- Typical debt at graduation
- $21,875federal loans, students who finished
- Reducing their balance within 3 years
- 55%of borrowers who entered repayment
What that debt costs to repay. Typical debt here is about $21,875. At 7% over 10 years — the standard federal plan — that is roughly $254 a month, about $30,478 repaid in total, of which $8,603 is interest.
Stretch the same balance over 25 years and the payment drops to $155 a month — but the total climbs to $46,382, roughly $15,904 more in interest. A smaller payment is not a smaller loan.
An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.
Peru State College’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.
Published tuition
- In-state tuition
- $8,640published rate
- Out-of-state tuition
- $8,640published rate
The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.
Outcomes
- Median earnings
- $47,07110 years after entry
Median earnings of former students who received federal aid, measured 10 years after they started.
Campus life
- Campus setting
- Rural: Remote
- Residential character
- Primarily residential — many students live on campus
Most common fields of study
- Business & marketing38%
- Education19%
- Psychology13%
- Homeland security & law enforcement9%
- Biological & biomedical sciences6%
- Computer & information sciences5%
Share of degrees awarded, by broad field.
Athletics
NAIA Division II
- Baseball
- Basketball
- Cross Country
- Football
- Golf
- Softball
- Track and Field
- Volleyball
What borrowing would really cost
Starting from the typical debt at Peru State College. Change any figure to see your own.
Standard plan — 10 years
$254per month
- Total repaid
- $30,478
- Interest paid
- $8,603
Longer term — 25 years
$155per month
- Total repaid
- $46,382
- Interest paid
- $24,507
Borrow $21,875 and repay it over 25 years instead of 10, and you pay $15,904 more — $46,382 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.
An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.
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