South Texas College

McAllen, TX

Public large campus City: Midsize 15,856 undergrads

Affordability & debt

Average net price
$1,751per year, after aid
Undergraduates with a federal loan
0%
Undergraduates receiving a Pell grant
39%need-based, not repaid

South Texas College’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.

Published tuition

In-state tuition
$4,920published rate
Out-of-state tuition
$7,620published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Outcomes

Median earnings
$36,78810 years after entry

Median earnings of former students who received federal aid, measured 10 years after they started.

Campus life

Campus setting
City: Midsize
Residential character
Primarily commuter — most students live off campus

Most common fields of study

  • Liberal arts & humanities27%
  • Health professions13%
  • Business & marketing11%
  • Precision production9%
  • Computer & information sciences7%
  • Mechanic & repair technologies5%

Share of degrees awarded, by broad field.

What borrowing would really cost

Change any figure to see what a loan of your own would cost.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$348per month

Total repaid
$41,799
Interest paid
$11,799

Longer term — 25 years

$212per month

Total repaid
$63,610
Interest paid
$33,610

Borrow $30,000 and repay it over 25 years instead of 10, and you pay $21,811 more — $63,610 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

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Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: South Texas College.