Southwest Tennessee Community College

Memphis, TN

Public midsize campus City: Large 5,047 undergrads

Affordability & debt

Average net price
$4,754per year, after aid
Undergraduates with a federal loan
0%
Undergraduates receiving a Pell grant
41%need-based, not repaid

Southwest Tennessee Community College’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.

Published tuition

In-state tuition
$4,778published rate
Out-of-state tuition
$17,750published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Outcomes

Median earnings
$34,07110 years after entry

Median earnings of former students who received federal aid, measured 10 years after they started.

Campus life

Campus setting
City: Large

Most common fields of study

  • Liberal arts & humanities57%
  • Health professions25%
  • Business & marketing6%
  • Engineering technology3%
  • Computer & information sciences3%
  • Visual & performing arts2%

Share of degrees awarded, by broad field.

Athletics

NJCAA Division I

  • Baseball
  • Basketball
  • Soccer
  • Softball

What borrowing would really cost

Change any figure to see what a loan of your own would cost.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$348per month

Total repaid
$41,799
Interest paid
$11,799

Longer term — 25 years

$212per month

Total repaid
$63,610
Interest paid
$33,610

Borrow $30,000 and repay it over 25 years instead of 10, and you pay $21,811 more — $63,610 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

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Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: Southwest Tennessee Community College.