University of Houston-Clear Lake
Houston, TX
Affordability & debt
- Average net price
- $15,563per year, after aid
- Undergraduates with a federal loan
- 28%
- Undergraduates receiving a Pell grant
- 45%need-based, not repaid
- Typical debt at graduation
- $17,831federal loans, students who finished
- Reducing their balance within 3 years
- 56%of borrowers who entered repayment
What that debt costs to repay. Typical debt here is about $17,831. At 7% over 10 years — the standard federal plan — that is roughly $207 a month, about $24,844 repaid in total, of which $7,013 is interest.
Stretch the same balance over 25 years and the payment drops to $126 a month — but the total climbs to $37,808, roughly $12,964 more in interest. A smaller payment is not a smaller loan.
An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.
University of Houston-Clear Lake’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.
Published tuition
- In-state tuition
- $7,770published rate
- Out-of-state tuition
- $21,114published rate
The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.
Admissions
- Acceptance rate
- 91%
- Average SAT
- 1,060of admitted students
- Average ACT
- 20of admitted students
Context for the class as a whole, not a prediction about any one applicant.
Outcomes
- Median earnings
- $59,00410 years after entry
Median earnings of former students who received federal aid, measured 10 years after they started.
Campus life
- Campus setting
- City: Midsize
- Residential character
- Primarily commuter — most students live off campus
Most common fields of study
- Business & marketing22%
- Psychology9%
- Computer & information sciences8%
- Education8%
- Biological & biomedical sciences8%
- Social sciences5%
Share of degrees awarded, by broad field.
What borrowing would really cost
Starting from the typical debt at University of Houston-Clear Lake. Change any figure to see your own.
Standard plan — 10 years
$207per month
- Total repaid
- $24,844
- Interest paid
- $7,013
Longer term — 25 years
$126per month
- Total repaid
- $37,808
- Interest paid
- $19,977
Borrow $17,831 and repay it over 25 years instead of 10, and you pay $12,964 more — $37,808 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.
An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.
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