University of Saint Mary

Leavenworth, KS

Private nonprofit small campus Town: Fringe 925 undergrads

Affordability & debt

Average net price
$22,519per year, after aid
Undergraduates with a federal loan
69%
Undergraduates receiving a Pell grant
38%need-based, not repaid
Typical debt at graduation
$22,018federal loans, students who finished
Reducing their balance within 3 years
59%of borrowers who entered repayment

What that debt costs to repay. Typical debt here is about $22,018. At 7% over 10 years — the standard federal plan — that is roughly $256 a month, about $30,678 repaid in total, of which $8,660 is interest.

Stretch the same balance over 25 years and the payment drops to $156 a month — but the total climbs to $46,686, roughly $16,008 more in interest. A smaller payment is not a smaller loan.

An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.

University of Saint Mary’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.

Published tuition

In-state tuition
$35,380published rate
Out-of-state tuition
$35,380published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Admissions

Acceptance rate
87%
Average SAT
1,029of admitted students

Context for the class as a whole, not a prediction about any one applicant.

Outcomes

Median earnings
$59,48310 years after entry

Median earnings of former students who received federal aid, measured 10 years after they started.

Campus life

Campus setting
Town: Fringe
Residential character
Primarily residential — many students live on campus
Religious affiliation
Roman Catholic

Most common fields of study

  • Business & marketing19%
  • Parks, recreation & fitness18%
  • Health professions17%
  • Social sciences9%
  • Computer & information sciences8%
  • Biological & biomedical sciences7%

Share of degrees awarded, by broad field.

Athletics

NAIA Division II

  • Baseball
  • Basketball
  • Bowling
  • Cross Country
  • Football
  • Soccer
  • Softball
  • Swimming
  • Tennis
  • Track and Field
  • Volleyball
  • Wrestling

What borrowing would really cost

Starting from the typical debt at University of Saint Mary. Change any figure to see your own.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$256per month

Total repaid
$30,678
Interest paid
$8,660

Longer term — 25 years

$156per month

Total repaid
$46,686
Interest paid
$24,668

Borrow $22,018 and repay it over 25 years instead of 10, and you pay $16,008 more — $46,686 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

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Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: University of Saint Mary.