Valencia College
Orlando, FL
Affordability & debt
- Average net price
- $12,037per year, after aid
- Undergraduates with a federal loan
- 12%
- Undergraduates receiving a Pell grant
- 39%need-based, not repaid
- Typical debt at graduation
- $9,300federal loans, students who finished
- Reducing their balance within 3 years
- 32%of borrowers who entered repayment
What that debt costs to repay. Typical debt here is about $9,300. At 7% over 10 years — the standard federal plan — that is roughly $108 a month, about $12,958 repaid in total, of which $3,658 is interest.
Stretch the same balance over 25 years and the payment drops to $66 a month — but the total climbs to $19,719, roughly $6,761 more in interest. A smaller payment is not a smaller loan.
An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.
Valencia College’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.
Published tuition
- In-state tuition
- $2,664published rate
- Out-of-state tuition
- $9,576published rate
The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.
Outcomes
- Median earnings
- $40,59410 years after entry
Median earnings of former students who received federal aid, measured 10 years after they started.
Campus life
- Campus setting
- City: Large
- Residential character
- Primarily commuter — most students live off campus
Most common fields of study
- Liberal arts & humanities38%
- Business & marketing33%
- Computer & information sciences10%
- Health professions6%
- Homeland security & law enforcement3%
- Culinary & personal services3%
Share of degrees awarded, by broad field.
What borrowing would really cost
Starting from the typical debt at Valencia College. Change any figure to see your own.
Standard plan — 10 years
$108per month
- Total repaid
- $12,958
- Interest paid
- $3,658
Longer term — 25 years
$66per month
- Total repaid
- $19,719
- Interest paid
- $10,419
Borrow $9,300 and repay it over 25 years instead of 10, and you pay $6,761 more — $19,719 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.
An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.
See if Valencia College fits you
Answer a few questions and we’ll show you where it lands — reach, match, or safety — alongside schools like it.
Get your free matchSimilar colleges in Florida
- Florida International UniversityMiami, FL
- University of South FloridaTampa, FL
- University of FloridaGainesville, FL
- Miami Dade CollegeMiami, FL
- Florida State UniversityTallahassee, FL
- University of Central FloridaOrlando, FL