Westcliff University

Irvine, CA

Private for-profit midsize campus City: Large 2,363 undergrads

Affordability & debt

Average net price
$35,426per year, after aid
Undergraduates with a federal loan
6%
Undergraduates receiving a Pell grant
6%need-based, not repaid
Typical debt at graduation
$23,750federal loans, students who finished

What that debt costs to repay. Typical debt here is about $23,750. At 7% over 10 years — the standard federal plan — that is roughly $276 a month, about $33,091 repaid in total, of which $9,341 is interest.

Stretch the same balance over 25 years and the payment drops to $168 a month — but the total climbs to $50,358, roughly $17,267 more in interest. A smaller payment is not a smaller loan.

An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.

Westcliff University’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.

Published tuition

In-state tuition
$17,670published rate
Out-of-state tuition
$17,670published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Admissions

Acceptance rate
73%

Context for the class as a whole, not a prediction about any one applicant.

Campus life

Campus setting
City: Large
Residential character
Primarily commuter — most students live off campus

Most common fields of study

  • Business & marketing65%
  • Computer & information sciences27%
  • Education4%
  • Parks, recreation & fitness3%
  • Communication & journalism1%

Share of degrees awarded, by broad field.

Athletics

NAIA Division I

  • Baseball
  • Basketball
  • Soccer
  • Softball
  • Volleyball
  • Water Polo
  • Wrestling

What borrowing would really cost

Starting from the typical debt at Westcliff University. Change any figure to see your own.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$276per month

Total repaid
$33,091
Interest paid
$9,341

Longer term — 25 years

$168per month

Total repaid
$50,358
Interest paid
$26,608

Borrow $23,750 and repay it over 25 years instead of 10, and you pay $17,267 more — $50,358 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

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Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: Westcliff University.