Winthrop University

Rock Hill, SC

Public midsize campus City: Small 3,523 undergrads

Affordability & debt

Average net price
$15,343per year, after aid
Undergraduates with a federal loan
54%
Undergraduates receiving a Pell grant
41%need-based, not repaid
Typical debt at graduation
$26,975federal loans, students who finished
Reducing their balance within 3 years
49%of borrowers who entered repayment

What that debt costs to repay. Typical debt here is about $26,975. At 7% over 10 years — the standard federal plan — that is roughly $313 a month, about $37,584 repaid in total, of which $10,609 is interest.

Stretch the same balance over 25 years and the payment drops to $191 a month — but the total climbs to $57,196, roughly $19,612 more in interest. A smaller payment is not a smaller loan.

An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.

Winthrop University’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.

Published tuition

In-state tuition
$14,678published rate
Out-of-state tuition
$28,676published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Admissions

Acceptance rate
79%
Average SAT
1,139of admitted students
Average ACT
23of admitted students

Context for the class as a whole, not a prediction about any one applicant.

Outcomes

Median earnings
$47,18510 years after entry

Median earnings of former students who received federal aid, measured 10 years after they started.

Campus life

Campus setting
City: Small
Residential character
Highly residential — most students live on campus

Most common fields of study

  • Business & marketing18%
  • Education13%
  • Visual & performing arts13%
  • Biological & biomedical sciences8%
  • Psychology7%
  • Parks, recreation & fitness7%

Share of degrees awarded, by broad field.

Athletics

NCAA Division I without football

  • Baseball
  • Basketball
  • Cross Country
  • Golf
  • Lacrosse
  • Soccer
  • Softball
  • Track and Field
  • Volleyball

What borrowing would really cost

Starting from the typical debt at Winthrop University. Change any figure to see your own.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$313per month

Total repaid
$37,584
Interest paid
$10,609

Longer term — 25 years

$191per month

Total repaid
$57,196
Interest paid
$30,221

Borrow $26,975 and repay it over 25 years instead of 10, and you pay $19,612 more — $57,196 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

See if Winthrop University fits you

Answer a few questions and we’ll show you where it lands — reach, match, or safety — alongside schools like it.

Get your free match

Similar colleges in South Carolina

Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: Winthrop University.