Carson-Newman University

Jefferson City, TN

Private nonprofit small campus Suburb: Small 1,387 undergrads

Affordability & debt

Average net price
$20,251per year, after aid
Undergraduates with a federal loan
46%
Undergraduates receiving a Pell grant
33%need-based, not repaid
Typical debt at graduation
$21,500federal loans, students who finished
Reducing their balance within 3 years
64%of borrowers who entered repayment

What that debt costs to repay. Typical debt here is about $21,500. At 7% over 10 years — the standard federal plan — that is roughly $250 a month, about $29,956 repaid in total, of which $8,456 is interest.

Stretch the same balance over 25 years and the payment drops to $152 a month — but the total climbs to $45,587, roughly $15,631 more in interest. A smaller payment is not a smaller loan.

An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.

Carson-Newman University’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.

Published tuition

In-state tuition
$34,700published rate
Out-of-state tuition
$34,700published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Admissions

Acceptance rate
90%
Average SAT
1,117of admitted students
Average ACT
22of admitted students

Context for the class as a whole, not a prediction about any one applicant.

Outcomes

Median earnings
$48,38210 years after entry

Median earnings of former students who received federal aid, measured 10 years after they started.

Campus life

Campus setting
Suburb: Small
Residential character
Highly residential — most students live on campus
Religious affiliation
Baptist

Most common fields of study

  • Business & marketing20%
  • Parks, recreation & fitness16%
  • Liberal arts & humanities9%
  • Education8%
  • Psychology7%
  • Biological & biomedical sciences7%

Share of degrees awarded, by broad field.

Athletics

NCAA Division II with football

  • Baseball
  • Basketball
  • Beach Volleyball
  • Cross Country
  • Football
  • Golf
  • Soccer
  • Softball
  • Swimming
  • Tennis
  • Track and Field
  • Volleyball

What borrowing would really cost

Starting from the typical debt at Carson-Newman University. Change any figure to see your own.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$250per month

Total repaid
$29,956
Interest paid
$8,456

Longer term — 25 years

$152per month

Total repaid
$45,587
Interest paid
$24,087

Borrow $21,500 and repay it over 25 years instead of 10, and you pay $15,631 more — $45,587 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

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Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: Carson-Newman University.