Union University

Jackson, TN

Private nonprofit small campus City: Small 1,607 undergrads

Affordability & debt

Average net price
$27,171per year, after aid
Undergraduates with a federal loan
42%
Undergraduates receiving a Pell grant
25%need-based, not repaid
Typical debt at graduation
$20,714federal loans, students who finished
Reducing their balance within 3 years
66%of borrowers who entered repayment

What that debt costs to repay. Typical debt here is about $20,714. At 7% over 10 years — the standard federal plan — that is roughly $241 a month, about $28,861 repaid in total, of which $8,147 is interest.

Stretch the same balance over 25 years and the payment drops to $146 a month — but the total climbs to $43,921, roughly $15,060 more in interest. A smaller payment is not a smaller loan.

An estimate, not financial advice: straight amortization at a fixed rate, ignoring fees, interest accrued while enrolled, and any forgiveness or income-driven plan. Figures on this page are averages and medians — what any one family borrows and pays varies widely. Try your own numbers.

Union University’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.

Published tuition

In-state tuition
$40,025published rate
Out-of-state tuition
$40,025published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Admissions

Acceptance rate
60%
Average SAT
1,256of admitted students
Average ACT
27of admitted students

Context for the class as a whole, not a prediction about any one applicant.

Outcomes

Median earnings
$53,99010 years after entry

Median earnings of former students who received federal aid, measured 10 years after they started.

Campus life

Campus setting
City: Small
Residential character
Highly residential — most students live on campus
Religious affiliation
Southern Baptist

Most common fields of study

  • Health professions22%
  • Business & marketing17%
  • Biological & biomedical sciences5%
  • Computer & information sciences5%
  • Public administration & social services5%
  • Parks, recreation & fitness5%

Share of degrees awarded, by broad field.

Athletics

NCAA Division II without football

  • Baseball
  • Basketball
  • Cross Country
  • Golf
  • Soccer
  • Softball
  • Volleyball

What borrowing would really cost

Starting from the typical debt at Union University. Change any figure to see your own.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$241per month

Total repaid
$28,861
Interest paid
$8,147

Longer term — 25 years

$146per month

Total repaid
$43,921
Interest paid
$23,207

Borrow $20,714 and repay it over 25 years instead of 10, and you pay $15,060 more — $43,921 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

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Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: Union University.