Simmons College of Kentucky

Louisville, KY

Private nonprofit small campus City: Large 481 undergrads

Affordability & debt

Average net price
$18,434per year, after aid
Undergraduates with a federal loan
16%
Undergraduates receiving a Pell grant
41%need-based, not repaid

Simmons College of Kentucky’s net price calculator — every college is required to publish one. It is the only way to get a cost estimate based on your family’s own finances rather than an average.

Published tuition

In-state tuition
$16,398published rate
Out-of-state tuition
$16,398published rate

The sticker price before any aid. Most students pay less than this — the net price above is what aided students actually paid on average.

Admissions

Acceptance rate
100%
Average ACT
14of admitted students

Context for the class as a whole, not a prediction about any one applicant.

Campus life

Campus setting
City: Large
Residential character
Primarily commuter — most students live off campus
Religious affiliation
American Baptist

Most common fields of study

  • Liberal arts & humanities60%
  • Business & marketing25%
  • Communication & journalism8%
  • Psychology2%
  • Social sciences2%
  • Visual & performing arts2%

Share of degrees awarded, by broad field.

Athletics

NCCAA Division II

  • Basketball

What borrowing would really cost

Change any figure to see what a loan of your own would cost.

Federal undergraduate loans have recently been near 7%. Private loans are often higher.

Standard plan — 10 years

$348per month

Total repaid
$41,799
Interest paid
$11,799

Longer term — 25 years

$212per month

Total repaid
$63,610
Interest paid
$33,610

Borrow $30,000 and repay it over 25 years instead of 10, and you pay $21,811 more — $63,610 in all, about 2.1× what you borrowed. The monthly payment is smaller; the loan is not.

An estimate, not financial advice. Straight amortization at a fixed rate: it assumes every payment is made on time and the rate never changes, and it leaves out fees, interest that accrues while you’re still enrolled, and any forgiveness or income-driven plan. Planning4College is not a financial advisor and sells no loans. Check real terms with your school’s financial aid office and studentaid.gov.

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Data from the U.S. Department of Education’s College Scorecard and the Equity in Athletics survey. Figures reflect the most recent reporting year available and may be out of date or incomplete — confirm anything decision-critical with the college directly. Official site: Simmons College of Kentucky.