Affordable Colleges in Kentucky
All 48 colleges in Kentucky, ordered by average net price — what students actually pay per year after grants and scholarships, not the sticker price on the brochure.
The most affordable is Hazard Community and Technical College at about $2,955 a year; the costliest here is Midway University at $29,579. A typical Kentucky school on this list lands near $14,095.
Cheapest first, that means Hazard Community and Technical College, Southcentral Kentucky Community and Technical College and Southeast Kentucky Community & Technical College. A low average is not a low bill for everyone — aid depends on your family's income — but it is the right place to start looking.
Narrow it down
- Most Affordable Community Colleges in Kentucky18 community colleges · from $2,955/yr
- Most Affordable Public Universities in Kentucky8 public universities · from $8,040/yr
- Affordable Private Colleges in Kentucky19 private colleges · from $6,106/yr
Every college in Kentucky, cheapest first · 48
Ranked by average net price per year after grants and scholarships — the figure beside each name, with the share of students on federal Pell grants where the school reports it. Schools that report no net price are listed last.
- Hazard Community and Technical College
- Southcentral Kentucky Community and Technical College
- Southeast Kentucky Community & Technical College
- Big Sandy Community and Technical College
- Henderson Community College
- Somerset Community College
- Maysville Community and Technical College
- Elizabethtown Community and Technical College
- West Kentucky Community and Technical College
- Madisonville Community College
- Ashland Community and Technical College
- Gateway Community and Technical College
- Owensboro Community and Technical College
- Hopkinsville Community College
- Berea College
- Bluegrass Community and Technical College
- Jefferson Community and Technical College
- Kentucky State University
- Northern Kentucky University
- Brescia University
- Murray State University
- Morehead State University
- Western Kentucky University
- Eastern Kentucky University
- Georgetown College
- University of the Cumberlands
- Lindsey Wilson University
- American National University-Louisville
- Kentucky Wesleyan College
- University of Louisville
- Simmons College of Kentucky
- Alice Lloyd College
- University of Kentucky
- Campbellsville University
- University of Pikeville
- Centre College
- Galen College of Nursing-ARH
- Union Commonwealth University
- Asbury University
- Bellarmine University
- Thomas More University
- Transylvania University
- Kentucky Christian University
- Spalding University
- Sullivan University
- Beckfield College-Florence
- ATA College
- Midway University
Questions families ask
- What is the most affordable college in Kentucky?
- By average net price — what students actually pay per year after grants and scholarships — it is Hazard Community and Technical College at about $2,955 a year. That is an average across all students there; your own cost depends on your family's income, so check the school's net price calculator.
- What is the difference between sticker price and net price?
- Sticker price is the published tuition before any aid. Net price is what students actually pay after grants and scholarships are subtracted — not loans, which you pay back. Net price is usually far lower, and at expensive private colleges the gap can be tens of thousands a year, which is why every figure on this page is net price rather than tuition.
- How much does college in Kentucky cost on average?
- Across the 48 colleges in Kentucky that report a figure, the middle of the range is about $14,095 a year after aid, running from $2,955 to $29,579.
- Are community colleges cheaper in Kentucky?
- On this data, yes. The typical two-year college in Kentucky has a net price around $5,406 a year, against about $18,600 at the typical four-year school — a difference of roughly $13,194 a year. Credits often transfer, so two years at a community college can cut the cost of a four-year degree substantially.
- What does the Pell grant percentage mean?
- It is the share of undergraduates at that school receiving a federal Pell grant — need-based aid that does not have to be repaid. A higher share usually means the school enrols more students from lower-income families. Across the colleges listed here it runs from 20% to 84%, with a middle of about 36%. It is the only aid figure the Department of Education publishes per school, so it is the only one shown.
Which of these actually fits you?
A list is a starting point, not an answer. Two minutes of questions gives you a shortlist ranked on cost, academics, size and location — with the reaches labelled honestly.
Find your match — free